Why are interest rates so low?

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The Reserve Bank of Australia (RBA) are responsible for setting the official cash rate (or ‘interest rate’) in Australia and it currently sits at a record low 1.5%. So why do interest rates move up and down over time? The RBA … Read More

5 Signs You Are Financially Unhealthy

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As financial advisers we see clients from all walks of life and at varying life stages and through our consultations some common themes appear. Here are 5 bad financial habits we often see.   1. You have no set cash … Read More