A Financial Freedom Expert will change your life.
With Devon Partners you will access financial planning solutions that will benefit you at every stage of your life journey. From traditional superannuation, life insurance and retirement planning to innovative digital solutions that make day to day budgeting simple and stress free.
Not taking control of your finances can mean missing out on truly enjoying your life.
Are you contributing, or is your employer making contributions, to a superannuation fund on your behalf?
Superannuation is a tax effective savings tool for your retirement. This financial year your employer is required to contribute 9.5% of your base salary to your superannuation account and this amount is going to be increasing in the future. This is a significant proportion of your income and it is important to take an active role in managing it.
Do you know how your superannuation funds are invested? Have you ever completed a personal risk profile questionnaire? It is vital to review your superannuation fund investments to ensure they match your needs and objectives.
Investing can mean different things to different people. At Devon Partners we view investing as a long term proposition. Whether it be property, shares or managed funds it is important to speak to a financial adviser about the suitability of that investment for you.
If you have surplus cash flow, or a lump sum and are looking to invest for the long term it is important to talk to a financial adviser about how these funds should be utilised.
Have you considered life insurance? We find that most clients often neglect to protect their most important asset, and that is their ability to earn an income.
How would you and your family cope financially if you were in an accident or got sick and couldn’t work for an extended period of time?
At Devon Partners we believe that wealth protection is an integral part of any financial strategy.
Are you close to or starting to think about retirement? Have you started to think about what retirement lifestyle you would like to achieve?
There are strategies to help you achieve your retirement goals and it is best to speak to a financial adviser about which strategies can help you.
These might include superannuation contribution strategies, a transition to retirement allocated pension or knowledge about social security eligibility.
Are you planning on claiming social security benefits such as the Age Pension, Newstart Allowance, DVA or Commonwealth Seniors Health Care Card?
Talk to a financial adviser about your eligibility to claim any of these benefits.
Please Note: There have been significant changes to the way income is deemed as of 1 January 2015.It may be beneficial to make an appointment with a financial adviser prior to that date to see how these changes may impact you.
If you or a family member are at a stage where you are starting to consider Aged Care it can be a confusing and emotional time.
With a number of recent changes to Aged Care it is essential that you discuss your situation with a financial adviser.
This information is intended to provide general information only and has been prepared without taking into account any particular person’s objectives, financial situation or needs (‘personal circumstances’). Before acting on such information, you should consider the appropriateness of the information having regard to your personal circumstances. In particular, you should read the relevant Product Disclosure Statement (PDS) before making any decision about a product.